Insurance

Place more business. Renew the book. Collect the commission.

Noho connects your agency, carrier, and accounting systems so AI workers can prepare submissions, compare carrier quotes, manage renewals, and recover missed commissions.

AI workers for insurance

Submissions & quote comparison

Today: A new submission means gathering applications, loss runs, and account information from emails, documents, and the agency system. Producers enter the same details across carrier portals, then spend hours comparing quotes with different premiums, deductibles, and coverage terms. With Noho: Noho connects account records, policy history, carrier requirements, and incoming quotes. The AI worker prepares submissions, follows up with carriers, compares quotes against customer requirements, and flags coverage gaps before the broker makes a recommendation.

Renewals & retention

Today: Renewal dates approach while loss runs, premium changes, and carrier appetite sit across different systems. Account teams spend hours assembling renewal packages and discover coverage or pricing problems too late to negotiate better terms. With Noho: Noho connects expiring policies, claims history, customer requirements, and carrier quotes. The AI worker identifies upcoming renewals, prepares remarketing submissions, compares coverage and pricing, and follows up on outstanding quotes.

Policy servicing

Today: Certificate requests, endorsements, and coverage questions arrive through phone calls, emails, and carrier portals. Each request requires checking the policy, confirming what's permitted, and updating records across multiple systems. With Noho: Noho connects policy records, customer information, and carrier systems. The AI worker answers routine coverage questions, issues certificates, prepares policy changes, and updates the agency system once changes are approved.

Claims coordination

Today: A claim arrives with incomplete details, photos, and supporting documents scattered across emails and portals. Account teams spend hours gathering information, coordinating with carriers, and responding to customers asking for updates. With Noho: Noho connects claim records, policy terms, supporting documents, and carrier communications. The AI worker collects missing information, prepares claim submissions, follows up with carriers, and keeps customers informed as the claim progresses.

Commission reconciliation

Today: Carriers send commission statements in different formats, and payments don't always match the policies, premiums, and producer agreements in the agency system. Underpayments and incorrect splits go unnoticed until someone reconciles them manually. With Noho: Noho connects carrier statements, policy records, premium data, and producer agreements. The AI worker reconciles commissions, identifies missing or incorrect payments, and prepares disputes to recover what the agency is owed.

Premium accounting

Today: Premium payments, carrier payables, and agency-billed invoices sit across different systems. Finance teams reconcile what customers paid against what carriers are owed, while unapplied cash and discrepancies delay settlement. With Noho: Noho connects policy records, customer payments, carrier statements, and accounting systems. The AI worker matches payments to policies, reconciles carrier payables, identifies discrepancies, and prepares settlements according to approved terms.

What comes with Noho

Connect your data.

Connect the systems you already run, including those without APIs. Resolve conflicting records and bring operational data into a common model so your teams and AI workers use the same trusted facts.

Capture your expertise.

Turn policies, procedures, and operating knowledge into a shared foundation for your AI workforce. Capture the rules and context that guide decisions across your business.

Deploy your AI workforce.

Start with pre-built AI workers tailored to your industry or work with our engineers to build for your specific processes. Coordinate work across systems, with your rules governing actions and approvals.